Takaful Untuk Semua : Apakah perbezaan antara takaful dan insurans konvensional?

Pelan takaful

Sunday, March 3, 2013

Apakah perbezaan antara takaful dan insurans konvensional?

Bil	Perkara	Takaful	Insurans
1	Konsep	Berasaskan semangat kerjasama dan tolong- menolong (ta’awun) dan tabarru'	Semata-mata berdasarkan faktor-faktor komersial
2	Akad	Wakalah, mudharabah	Jual beli
3	Prinsip	Bebas daripada 'riba', 'gharar' dan 'maisir'	Banyak terlibat dengan 'riba, 'gharar', dan 'maisir'
4	Operasi	Di pantau oleh Majlis Penasihat Syariah (SAC)	Tiada Majlis Penasihat Syariah (SAC)
5	Keuntungan	Keuntungan akan dikongsi antara pengendali (syarikat) dan peserta berasaskan Mudharabah	Mempraktikkan riba (faedah)

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Keistimewaan Mygenlife

A. Emergency Medical Assistance
International (Outside Malaysia)
-Tele-medical Consultation and Evaluation of the Person Covered‟s Condition;
-Medical Referral and Arrangement for Medical Appointments ;
-Arrangement of Hospital Admission Guarantee;
-Emergency Medical Evacuation;
-Medically Supervised Repatriation;
-Repatriation of Mortal Remains;
-Medical Monitoring & Emergency Message Transmission;
-Dispatch of Essential Medication not Available Locally;
-Compassionate Visit;
-Return of Dependent Children;

Domestic (within Malaysia)
-Tele-medical Consultation and Evaluation of the Person Covered‟s Condition;
-Medical Referral and Arrangement for Medical Appointments ;
-Emergency Medical Evacuation ;
-Medically Supervised Repatriation.

B. Travel Assistance Programme
-Visa, Passport and Inoculation Requirements;
-Loss of Passport and Luggage;
-Weather and Foreign Exchange Information;
-Arrangement of Flights;
-Legal Referral;
-Referral to Interpreter / Translator;
-Embassy Referral.

C. Car Assistance Programme We offer 24-hour assistance to the person covered who is traveling within Malaysia but excluding all islands except for Penang, Langkawi and Labuan

(subject to remoteness of the locations and availability of service provider), whenever they encounter vehicle breakdown in the middle of the highway or at home.

-24-hour Emergency Towing;
-24-hour On the Spot Minor Roadside Repair;
-Workshop Referral for Accident Cases;
-Referral to Service Centre;
-Car Replacement Assistance;
-Arrangement for Hotel Accommodation;
-Message Transmission.

D. Concierge Service Our dedicated concierge services available are: We offer assistance in all those little extra things that make a real difference to person

covereds‟ holiday or even their life. We can free up the person covereds time to their own personal needs and spending quality time with their families and friends.
Not forgetting arrangements for those special occasions – gifts, flowers etc.

-Hotel Assistance;
-Restaurant Referral and Reservation;
-Flowers and Gift Delivery Assistance;
-Ticket Booking for Movies, Events and Performances;
-Flight Information.

Takaful Untuk Semua

Pelan takaful

Sunday, March 3, 2013

Apakah perbezaan antara takaful dan insurans konvensional?

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